Contact Our Team

First Lenders Mortgage Company was founded by Joel Brant and incorporated in October of 1988.

With the primary office located in Albertville, Alabama, First Lenders opened a satellite office in Homewood, AL to assist with servicing of its Birmingham and central Alabama customers.

First Lenders Mortgage Corporation specializes in Conforming 1st Mortgage Home Loans, VA, FHA (HUD) USDA, and Conventional loans.

Joel Brant


NMLS# 189546
Joel has worked in first mortgage home loans since 1970 and has a BA Degree from Auburn University.

Jody Brant

Senior Loan Officer

NMLS# 189545
BS degree in finance. Jody has been in the mortgage business since 1992 and is the senior loan originator located in the Homewood office.

Pam Smith

Senior Loan Officer – Albertville

NMLS# 189538
Pam has been in the mortgage business since 1992 with experience in Loan Closings, Warehousing payroll accounts payable and receivable.

Barbara Hood

Mortgage Loan Originator

NMLS# 189539
Barbara began originating loans in 2004. She has over 30 years’ experience in real estate development as an office manager for a broker dealer specializing in real estate limited partnerships, construction accountant, and real estate paralegal.

Judy Myers

Mortgage Loan Originator

NMLS# 191529
Judy has worked in the Mortgage Business since 1999 and worked as a realtor for 13 years. Judy’s real estate background gives her a better understanding of the whole transaction.

Scott Osborne

Mortgage Loan Originator

MLS# 192771
Scott has been in the mortgage industry since 2001 and originates both government and conventional home loans. He earned a B.S. Degree from Jacksonville State University in 1996.

Susan Lowden

Loan Processor

Rebecca Culbert

Loan Processor