FHA Home Loans

Ease the journey to homeownership with an FHA Home Loan, reducing the need for a large down payment, especially for first-time buyers. Saving for a hefty down payment is tough; our FHA loans offer a government-backed solution with flexible options, enabling buyers to own their dream home with just 3.5% down.

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Why choose an FHA?

These loans are recognized for having a low down payment requirement, being backed by the government, and offering flexibility to individuals with lower credit scores or limited credit history.

Low Downpayment

Government Backing

No Private Mortgage Insurance

Flexible Credit Requirements

Early Repayment Options

Accessible Loan Terms

Guidance from Experts

Varied Loan Terms

What is an FHA Loan?

FHA loans, backed by the U.S. Federal Housing Administration, provide an alternative for homebuyers with lower down payments. Unlike conventional loans, FHA loans don't require private mortgage insurance (PMI). The government backing can lead to stricter application procedures.

Requirements for an FHA Loan

FHA loan applications need employment history, appraisal, debt-to-income ratio, and more, with a 3.5% down payment and stricter terms for lower credit scores. These loans are for primary residences, offering flexibility on credit requirements for borrowers with limited history.

Your Path to Homeownership with FHA Loans

Opt for an FHA loan from First Lenders Mortgage for a secure path to homeownership. Our lending complements FHA loan perks like low down payment, government support, and flexible credit. Whether you're a first-time buyer or seeking a safe route to owning a home, our team will assist you. Connect with us now to see how an FHA loan can make owning a home a reality.

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