VA Home Loans

The VA Loan, provided by the Department of Veterans Affairs, is a powerful resource for military members and veterans pursuing homeownership. It offers low or zero down payment options, along with Fixed Rate and Adjustable Rate mortgages to fit individual preferences.

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Why choose an VA loan?

VA Loans offer the unique advantages to eligible military service members and veterans.

Zero or Low Down Payment

Flexible Loan Terms

VA Streamline Refinance

Exclusive Access for Veterans

No Monthly Private Mortgage Insurance

Adjustable Rate Mortgage (ARM) Options

Jumbo VA Loans

Early Repayment Flexibility

Key Features of VA Loans


VA Loans allow for full financing of the home purchase, removing the need for a down payment. Lenders review credit and financial capability, but the lack of a mandatory down payment benefits military personnel seeking homeownership.

Navigating the VA Loan Process


The VA Loan process is like traditional home buying, with buyers making offers and getting approval. The Department of Veterans Affairs requires homes to meet habitability standards, including inspection and appraisal. Repairs can cause delays but don't always prevent VA loan use, showing commitment to quality for veterans' home investments.

Making the Dream of Homeownership a Reality for Veterans


Begin your homeownership journey with VA Home Loans from First Lenders Mortgage, a resource for military members and veterans with benefits like zero/low down payments, loan terms, and refinancing options. Simplify the lending process and honor those who have served with our VA Loan offerings. Reach out today to see how we can help you own a home.

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