Flexible Financing for Rural Living

USDA Loans offer flexible Fixed Rate and Adjustable Rate mortgages, providing accessible pathways to homeownership with minimal down payment. This program helps buyers purchase a home, overcoming obstacles and turning homeownership dreams into reality.

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Why choose a USDA loan?

USDA Loans, administered by the U.S. Department of Agriculture, offer reliable financial assistance and instill confidence in homebuyers through a trusted affiliation with a federal agency.

Government Backing

Income Limits

Available in Eligible Rural Areas

No Geographic Restrictions for Refi

Accessible for First-Time Homebuyers

Ideal for Primary Residence

Adjustable Rate Mortgage (ARM) Option

Zero or Low Down Payment

Get to know USDA loan requirements.

The USDA guarantees loans for private lenders, reducing down payment requirements and enabling more accessible homeownership, similar to VA or FHA loans, supporting buyers with varying credit profiles.

Who is a USDA loan for?

The USDA loan is not just for farms. It's for low to moderate-income households in eligible rural areas. Income and location determine eligibility, and potential homeowners can quickly check a property's qualification.

USDA Loans could make your dream to own a home into a reality.

Start your journey to homeownership with First Lenders Mortgage's USDA Loans—zero/low down payment, flexible terms, USDA backing, and diverse options. Get early repayment freedom, expert guidance, and various terms, whether a first-time buyer or refinancing. Contact our specialists now for affordable homeownership.

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