Fixed Rate Mortgage

Low rates on Fixed Rate Mortgages make it a good time to secure a consistent payment. Stability can help with long-term financial planning. Decide between 15-year mortgages for interest savings with higher payments or 30-year mortgages with lower payments but more interest overall, based on your goals and budget.

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Why choose a fixed rate mortgage?

If you intend to stay in this home for a long time, a fixed rate and help you plan long-term.

Stable Monthly Payments

Long-term Financial Planning

Low Interest Rates

Interest Savings

Financial Security

Ideal for First Time Home Buyers

Refinancing Options

Peace of Mind in Market Fluctuations

The 15-Year Mortgage:

Choose a 15-year mortgage for quicker homeownership and lower interest costs. With a $100,000 loan at 4% interest, opting for a 15-year term saves you money overall. Despite higher monthly payments, you'll be debt-free in half the time, a major achievement.

The 30-Year Mortgage:

The 30-year mortgage offers lower monthly payments and greater budget flexibility. Despite higher interest costs, the extended repayment period eases the monthly financial burden, ideal for those with tight budgets.

Secure Your Future with First Lenders Mortgage

At First Lenders Mortgage, your home is crucial to your financial journey. Check out our Fixed Rate Mortgages for low interest rates, consistent payments, and a clear path to homeownership. Get a quote now to start building a stable financial future. Trust us to help you reach your homeownership goals.

Get in touch to learn more.
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